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Corporate Profile & Governance

Dedicated Advocates for Borrowers Facing Financial Distress

DebtsFree is operated by RDDS Legal Solutions (OPC) Private Limited, an incorporated legal advisory consultancy headquartered in Gurugram, Haryana. We specialize in representing honest retail borrowers, salaried professionals, and micro-enterprises who have suffered bona fide financial setbacks and need structured, professional negotiation assistance with institutional lenders.

Legal Entity

Entity Name: RDDS Legal Solutions (OPC) Private Limited
Brand Name: DebtsFree
Registered Office: Gurugram, Haryana, India
Domain: https://debtsfree.in/

Our Core Philosophy

We believe that debt stress must be met with legal clarity rather than panic. We uphold borrower dignity, enforce RBI recovery guidelines, and guide clients towards sustainable, verifiable closures backed by formal documentation.

Advisory Team

Our multidisciplinary team comprises experienced legal counsel, banking sector veterans, and dedicated client coordinators who manage communication with bank credit managers on your behalf.

What DebtsFree Does — And What We Do Not Do

What We Do:

  • Review loan agreements, statement ledgers, and recovery notices.
  • Prepare formalized hardship petitions for bank OTS review.
  • File complaints with the RBI Banking Ombudsman against illegal harassment.
  • Verify written OTS letters and ensure final No Objection Certificates (NOC).

What We Never Do:

  • ×We do NOT collect loan principal settlement funds (you pay the bank directly).
  • ×We do NOT promise fake "CIBIL clearance" or guaranteed waivers.
  • ×We do NOT advise clients to evade lawful process or ignore court summons.
  • ×We do NOT operate as a bank, NBFC, recovery agency, or credit bureau.

Ready to Discuss Your Debt Situation in Confidence?

Schedule a no-cost preliminary consultation with an advisor from RDDS Legal Solutions.

Request Free Evaluation